240Hardee County Blogshttp://homes.point2.com/Blog/US/Florida/Hardee-County.aspxhttp://homes.point2.com/Images/Icons/807AAA359696B2CCC21BE5A099399412.jpghttp://homes.point2.com/2009-03-18T11:43:00-06:00MIAMI – March 17, 2009 – Tighter underwriting standards weren't enough to deter consumers and crooks from submitting bogus mortgage applications in 2008. Reports of mortgage fraud rose by 26 percent nationwide compared to the prior year, ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/18/mortgage-fraud-up-in-u-s-but-dips-slightly-in-florida.aspx2009-03-18T11:43:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/18/mortgage-fraud-up-in-u-s-but-dips-slightly-in-florida.aspxReal EstateWASHINGTON (AP) – March 17, 2009 – The number of new housing projects that builders broke ground on in February rose sharply, defying economists' forecasts for yet another drop in activity. The Commerce Department reported Tuesday that ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/18/new-home-construction-logs-unexpected-gain.aspx2009-03-18T11:42:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/18/new-home-construction-logs-unexpected-gain.aspxReal EstateCHICAGO (AP) – March 10, 2009 – Americans are lacking in basic knowledge about insurance that might help their finances during the recession, according to a new survey. In fact, we know a lot less about insurance than we think we know, according ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/11/survey-americans-low-insurance-iq-hurts-finances.aspx2009-03-11T11:32:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/11/survey-americans-low-insurance-iq-hurts-finances.aspxReal EstateORLANDO, Fla. – March 10, 2009 – Real-estate agent Bryant Tutas says he gets 20 to 30 e-mails a day from United Kingdom investors who tell him essentially the same thing: “I want to buy a house. I want to buy a house today. I’ve ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/11/owners-heartbreak-buyers-bargain-as-orlando-area-foreclosures-mount.aspx2009-03-11T11:31:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/11/owners-heartbreak-buyers-bargain-as-orlando-area-foreclosures-mount.aspxReal EstateWASHINGTON – March 10, 2009 – HOPE NOW, a nonprofit alliance of mortgage companies, housing counselors and others in the lending business, has added a new tool to its website enabling homeowners to initiate a loan modification or refinance ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/11/nonprofit-adds-home-refinancing-initiative.aspx2009-03-11T11:30:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/11/nonprofit-adds-home-refinancing-initiative.aspxReal EstateWASHINGTON – March 9, 2009 – A rash of “instant defaults” in recently issued Federal Housing Administration mortgages is due to foul play among unscrupulous lenders, officials say. An analysis of available data by The Washington ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/11/fha-mortgage-instant-defaults-mounting.aspx2009-03-11T11:29:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/11/fha-mortgage-instant-defaults-mounting.aspxReal EstateORLANDO, Fla. – March 9, 2009 – College graduates hoping to become real estate appraisers may be able to go through an accelerated licensing process under a new initiative, which seeks to eliminate submission of college transcripts as part ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/11/dbpr-accelerates-licensing-for-appraisers-approves-fsu-pilot-program.aspx2009-03-11T11:28:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/11/dbpr-accelerates-licensing-for-appraisers-approves-fsu-pilot-program.aspxReal EstateWASHINGTON – March 9, 2009 – The U.S. Department of Housing and Urban Development (HUD) announced on Friday that it intends to seek further public comment on how to define the scope of a prohibited practice called “required use” ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/11/hud-seeking-comments-on-respa-s-required-use-definition.aspx2009-03-11T11:27:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/11/hud-seeking-comments-on-respa-s-required-use-definition.aspxReal EstateNEW YORK – March 9, 2009 – You’ve heard of “irrational exuberance,” right? That’s the expression Alan Greenspan coined more than a decade ago when he warned that investors could be bidding stock prices too high. His ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/11/markets-face-irrational-pessimism.aspx2009-03-11T11:26:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/11/markets-face-irrational-pessimism.aspxReal EstateTALLAHASSEE, Fla. – March 9, 2009 – State Farm Florida asked for a hearing Friday to appeal the state’s conditions for the company’s planned exit of Florida’s property insurance market. Meeting Friday’s deadline, State ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/11/state-farm-requesting-hearing-on-florida-exit-terms.aspx2009-03-11T11:25:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/11/state-farm-requesting-hearing-on-florida-exit-terms.aspxReal EstateTALLAHASSEE, Fla. – March 5, 2009 – Craig Fugate, who guided Florida’s disaster response through vicious back-to-back hurricane seasons, has been tapped to head the Federal Emergency Management Agency. Fugate, 49, said goodbye to staffers ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/6/florida-emergency-chief-craig-fugate-to-lead-fema.aspx2009-03-06T12:33:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/6/florida-emergency-chief-craig-fugate-to-lead-fema.aspxReal EstateTAMPA – March 5, 2009 – Teresa Jackson, a State Farm policyholder for 18 years, has been looking for replacement coverage since State Farm announced, in late January, plans to pull out of Florida’s property insurance market. After weeks ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/6/state-farm-exit-causes-headaches.aspx2009-03-06T12:32:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/6/state-farm-exit-causes-headaches.aspxReal EstateMIAMI – March 5, 2009 – The decline in the housing market has been well-documented, but a high-ranking Federal Reserve official told a Miami audience on Wednesday that he has been paying more attention lately to weakness on the commercial side ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/6/fed-official-commercial-real-estate-weaknesses-could-further-strain-market.aspx2009-03-06T12:32:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/6/fed-official-commercial-real-estate-weaknesses-could-further-strain-market.aspxReal EstateWASHINGTON – March 5, 2009 – Foreclosures drove U.S. home sales up 7 percent in 2008 after a 40 percent plunge the prior year, with eligible buyers lured by deep discounts and low loan rates, according to real estate data company Radar Logic. ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/6/foreclosures-drove-up-2008-u-s-home-sales.aspx2009-03-06T12:31:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/6/foreclosures-drove-up-2008-u-s-home-sales.aspxReal EstateWASHINGTON – March 5, 2009 – The Obama administration kicked off a new program Wednesday that’s designed to help up to 9 million borrowers stay in their homes through refinanced mortgages or loans that are modified to lower monthly payments. ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/6/obama-administration-s-housing-plan-launches.aspx2009-03-06T12:30:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/6/obama-administration-s-housing-plan-launches.aspxReal EstateTALLAHASSEE, Fla. – March 2, 2009 – Florida lawmakers will greet the start of their 60-day legislative session Tuesday feeling like they’re in the movie Groundhog Day: No matter what they do, they keep facing the same painful reality ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/2/florida-legislature-returns-tuesday-to-face-painful-budget-cuts.aspx2009-03-02T14:48:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/2/florida-legislature-returns-tuesday-to-face-painful-budget-cuts.aspxReal EstateWASHINGTON – March 2, 2009 – Real estate commissions are now protected in some short-sale transactions. In response to Realtor concerns, Fannie Mae announced that “preforeclosure sales may not be conditioned upon a reduction of the total ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/2/fannie-mae-stops-cutting-real-estate-commissions-in-a-short-sale.aspx2009-03-02T14:46:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/3/2/fannie-mae-stops-cutting-real-estate-commissions-in-a-short-sale.aspxReal EstateWASHINGTON – Feb. 27, 2009 – Against a backdrop of record-low new home sales, Housing Secretary Shaun Donovan told lawmakers the lending industry is set to launch the Obama administration’s $75 billion foreclosure prevention program next ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/27/obama-mortgage-relief-may-help-homeowners-by-april.aspx2009-02-27T19:34:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/27/obama-mortgage-relief-may-help-homeowners-by-april.aspxReal EstateWASHINGTON – Feb. 27, 2009 – The National Association of Realtors® (NAR), which generally supports the Obama administration’s housing and stimulus plans, announced opposition to one budget proposal that would water down the mortgage ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/27/realtors-oppose-tax-proposal-in-obama-budget.aspx2009-02-27T19:33:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/27/realtors-oppose-tax-proposal-in-obama-budget.aspxReal EstateWASHINGTON – Feb. 26, 2009 – The economic stimulus bill contains several tax provisions that will help small businesses struggling in a tough economy. Here are some of the provisions that might prove especially significant to a real estate-related ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/26/law-offers-tax-relief-for-small-businesses.aspx2009-02-26T12:04:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/26/law-offers-tax-relief-for-small-businesses.aspxReal EstateWASHINGTON – Feb. 26, 2009 – Nearly 75 percent of the stimulus allocated to the U.S. Housing and Urban Development Department has been handed out, department officials said Wednesday. HUD Secretary Shaun Donovan said $10.1 billion of the $13.61 ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/26/hud-sends-stimulus-funds-to-states.aspx2009-02-26T12:03:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/26/hud-sends-stimulus-funds-to-states.aspxReal EstateWASHINGTON – Feb. 26, 2008 – The National Association of Realtors® (NAR) expressed support of President Obama’s broadened focus of the nation’s economic recovery that stresses housing stability and making health care an important ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/26/nar-endorses-obama-s-recovery-plan.aspx2009-02-26T12:02:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/26/nar-endorses-obama-s-recovery-plan.aspxReal EstateWASHINGTON – Feb. 25, 2009 – A government agency’s index shows U.S. home prices fell by the steepest annual amount on record in the fourth quarter. The Federal Housing Finance Agency says the drop of 8.2 percent from the prior year period ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/25/government-home-price-index-posts-record-drop.aspx2009-02-25T11:41:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/25/government-home-price-index-posts-record-drop.aspxReal EstateWASHINGTON – Feb. 25, 2009 – More than one million distressed homeowners could benefit from filing for bankruptcy under proposed legislation allowing bankruptcy judges to modify mortgages on primary residences, according to the Congressional ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/25/bankruptcy-filings-would-rise-under-mortgage-bill-cbo-says.aspx2009-02-25T11:39:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/25/bankruptcy-filings-would-rise-under-mortgage-bill-cbo-says.aspxReal EstateNot even a housing-led recession can shake Americans' faith in the blessings of homeownership. House prices may be falling, foreclosures rising and residential sales weak -- yet the vast majority of homeowners say their home is a source of comfort ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/24/no-place-like-home-even-if-the-value-is-in-the-tank.aspx2009-02-24T14:25:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/24/no-place-like-home-even-if-the-value-is-in-the-tank.aspxReal EstateWASHINGTON – Feb. 24, 2009 – Lawyers hired by mortgage finance giant Freddie Mac are quietly investigating the firm’s own $2 million lobbying campaign, The Associated Press has learned. The lobbying effort helped quash proposed new regulations ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/24/freddie-mac-investigates-self-over-lobby-campaign.aspx2009-02-24T14:24:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/24/freddie-mac-investigates-self-over-lobby-campaign.aspxReal EstateMIAMI – Feb. 24, 2009 – In Judge A. Jay Cristol’s bankruptcy court, the bench shakes and a deep thud reverberates throughout the room as he stamps one of many documents that mark the steady progress of a case. It’s a sound that ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/24/troubled-homeowners-may-get-help-from-judges.aspx2009-02-24T14:23:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/24/troubled-homeowners-may-get-help-from-judges.aspxReal EstateORLANDO, Fla. – Feb. 23, 2009 – More Florida-based insurers are eagerly seeking property-insurance customers whose policies will eventually be dropped by State Farm Florida. Northern Capital Insurance has announced that it can take as many ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/23/companies-line-up-to-take-over-state-farm-policies.aspx2009-02-23T14:06:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/23/companies-line-up-to-take-over-state-farm-policies.aspxReal EstateCHICAGO – Feb. 23, 2009 – “Good” credit is not a black-and-white matter these days. To mortgage financiers Fannie Mae and Freddie Mac, there’s good credit, better credit and best credit. That’s because about a year ago ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/23/is-good-credit-the-best-you-can-do.aspx2009-02-23T14:05:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/23/is-good-credit-the-best-you-can-do.aspxReal EstateTALLAHASSEE, Fla. (AP) – Feb. 20, 2009 – Gov. Charlie Crist’s political mantra has been to hold down property insurance rates, taxes and almost anything else costly. Whether Crist seeks re-election or Mel Martinez’s U.S. Senate ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/21/lawmakers-still-scrambling-on-wind-insurance.aspx2009-02-21T10:44:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/21/lawmakers-still-scrambling-on-wind-insurance.aspxReal EstateMcLEAN, Va. – Feb. 20, 2009 – Rates on 30-year-fixed mortgages fell this week, declining along with bonds yields amid easing concerns over inflation due to the still-slowing economy, Freddie Mac said Thursday. The average rate on a 30-year ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/21/rates-on-30-year-fixed-mortgages-fall.aspx2009-02-21T10:42:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/21/rates-on-30-year-fixed-mortgages-fall.aspxReal EstateWASHINGTON – Feb. 20, 2009 – A day after President Obama unveiled his $75 billion foreclosure prevention program, administration officials yesterday said they were still determining which homeowners should qualify. The administration is developing ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/21/mortgage-rescue-eligibility-still-being-finalized.aspx2009-02-21T10:39:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/21/mortgage-rescue-eligibility-still-being-finalized.aspxReal EstateTALLAHASSEE, Fla. (AP) – Feb. 19, 2009 – After cutting $7 billion in spending over the past two years, Florida lawmakers are likely to do more slashing to balance another tight budget, but they’re also looking at two previously taboo ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/20/more-spending-cuts-likely-for-fla-budget.aspx2009-02-20T10:16:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/20/more-spending-cuts-likely-for-fla-budget.aspxReal EstateWASHINGTON – Feb. 19, 2009 – Housing Secretary Shaun Donovan said Thursday it’s critically important that banks and lending institutions work to help make certain the Obama administration’s new home foreclosure initiative succeeds. ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/20/hud-secretary-banks-must-play-role-on-foreclosure.aspx2009-02-20T10:13:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/20/hud-secretary-banks-must-play-role-on-foreclosure.aspxReal EstateORLANDO, Fla. – Feb. 19, 2009 – Is the love affair outsiders have with Florida losing its zest? A drop in driver’s license applications from out-of-state residents certainly suggests they’ve cooled to the Sunshine State’s ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/20/ap-analysis-fewer-outsiders-moving-to-florida.aspx2009-02-20T10:12:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/20/ap-analysis-fewer-outsiders-moving-to-florida.aspxReal EstateWASHINGTON (AP) – Feb. 18, 2009 – Construction of new homes and applications for future projects both plunged to record lows in January as all parts of the country showed big declines in building activity. Analysts are hoping that a boost from ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/18/home-construction-drops-far-more-than-expected.aspx2009-02-18T14:29:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/18/home-construction-drops-far-more-than-expected.aspxReal EstateMIAMI – Feb. 18, 2009 – Just six months ago, with South Florida home prices in a steady fall, the decision to buy or rent was clear for many prospective homebuyers – keep on renting, of course. But these days, as the housing downturn ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/18/renter-s-dilemma-home-prices-are-so-low-that-it-may-cost-less-to-buy-than-to-rent.aspx2009-02-18T14:28:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/18/renter-s-dilemma-home-prices-are-so-low-that-it-may-cost-less-to-buy-than-to-rent.aspxReal EstateFor Rent/LeaseMESA, Ariz. (AP) – Feb. 18, 2009 – Seeking to tackle “a crisis unlike any we’ve ever known,” President Barack Obama unveiled an ambitious $75 billion plan Wednesday to keep as many as 9 million Americans from losing their ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/18/obama-unveils-75-billion-mortgage-relief-plan.aspx2009-02-18T14:27:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/18/obama-unveils-75-billion-mortgage-relief-plan.aspxReal EstateMANATEE COUNTY, Fla. – Feb. 17, 2009 – Posting a “For Sale” sign in the front yard has become very low-tech these days for local real estate agents. They’re now using the latest technology – the Internet, cell phones, ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/18/realtors-using-cool-tools.aspx2009-02-18T09:42:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/18/realtors-using-cool-tools.aspxTechnologyMANATEE COUNTY, Fla. – Feb. 17, 2009 – The presence of defective drywall in some Manatee County homes has heightened awareness about the issue in the real estate world. Buyers, sellers and real estate agents are all asking the same question: ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/18/tainted-drywall-affects-real-estate-firms-begin-to-seek-legal-advice.aspx2009-02-18T09:41:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/18/tainted-drywall-affects-real-estate-firms-begin-to-seek-legal-advice.aspxIndustryTALLAHASSEE, Fla. (AP) – Feb. 17, 2009 – There’s nothing like a few billion dollars to make a governor smile. And Florida’s Charlie Crist was beaming Monday when he met with some agency heads to discuss the federal government’s ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/18/fla-governor-talks-stimulus-money-with-agency-heads.aspx2009-02-18T09:40:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/18/fla-governor-talks-stimulus-money-with-agency-heads.aspxReal EstatePALM BEACH COUNTY, Fla. – Feb. 17, 2009 – For 700,000 homeowners covered by State Farm Florida, the departure of the state’s largest private home insurer might not be as financially painful as feared. Florida Insurance Commissioner Kevin ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/18/other-insurers-poised-to-pick-up-state-farm-s-slack.aspx2009-02-18T09:39:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/18/other-insurers-poised-to-pick-up-state-farm-s-slack.aspxWASHINGTON – Feb. 17, 2009 – How does a first-time homebuyer take advantage of the $8,000 tax credit that President Obama is expected to sign into law tomorrow? It comes with a few rules. According to the most recent analysis, the following ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/18/first-time-homebuyers-how-to-get-the-8-000-tax-credit.aspx2009-02-18T09:37:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/18/first-time-homebuyers-how-to-get-the-8-000-tax-credit.aspxReal EstateBEIJING – Feb. 13, 2009 – Beijing lawyer Ying Guohua is heading to the United States on a shopping trip, looking not for designer clothes or jewelry, but for a $1 million home in New York City or Los Angeles. He expects to get a bargain. Ying ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/15/the-chinese-are-coming-to-buy-bargain-u-s-homes.aspx2009-02-15T09:42:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/15/the-chinese-are-coming-to-buy-bargain-u-s-homes.aspxReal EstateWASHINGTON – Feb. 13, 2009 – The U.S. Treasury’s decision to accept commercial mortgage-backed securities as eligible collateral for the Term Asset-Backed Loan Facility (TALF) will encourage investment in the commercial real estate market, ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/15/expanded-talf-will-encourage-commercial-real-estate-investment.aspx2009-02-15T09:41:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/15/expanded-talf-will-encourage-commercial-real-estate-investment.aspxReal EstateNAVARRE, Fla. – Feb. 13, 2009 – Al Muller had numbers on parade Wednesday when he spoke to the Navarre Area Board of Realtors about where the local real estate market has been and where it is. But what his audience of nearly 90 really wanted ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/15/nw-florida-realtors-told-to-expect-rebound-next-year.aspx2009-02-15T09:40:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/15/nw-florida-realtors-told-to-expect-rebound-next-year.aspxReal EstateMcLEAN, Va. (AP) – Feb. 13, 2009 – Rates on 30-year-fixed mortgages fell this week, offering homeowners a chance to refinance their loans, Freddie Mac said Thursday. The average rate on a 30-year fixed mortgage dropped to 5.16 percent this ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/15/freddie-mac-rates-on-30-year-fixed-mortgages-fall.aspx2009-02-15T09:38:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/15/freddie-mac-rates-on-30-year-fixed-mortgages-fall.aspxReal EstateWASHINGTON – Feb. 13, 2009 – A new tax credit of up to $8,000 for first-time homebuyers that’s being included in the economic stimulus package was far less than the homebuilding industry wanted, and analysts expect it will provide only ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/15/housing-tax-credit-downsized-from-15k-to-8k.aspx2009-02-15T09:34:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2009/2/15/housing-tax-credit-downsized-from-15k-to-8k.aspxReal EstateWASHINGTON – May 8, 2008 – The U.S. Department of Housing and Urban Development (HUD) announced that it’s extending the public comment period on the Bush Administration’s proposed reforms to the real estate settlement process (RESPA). ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2008/5/8/hud-extends-comment-period-on-proposed-mortgage-reforms.aspx2008-05-08T10:37:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2008/5/8/hud-extends-comment-period-on-proposed-mortgage-reforms.aspxReal EstateMarket ConditionsWASHINGTON – May 8, 2008 – Speaking during a television interview, former Federal Reserve chairman Alan Greenspan declared that the country has slipped into a mild recession that is not likely to improve until residential property prices begin ...http://www.myfloridalistings.com/blogs/todd_rivers/archive/2008/5/8/greenspan-this-recession-is-mild.aspx2008-05-08T10:36:00-06:00Todd Rivers - Brokerhttp://www.myfloridalistings.com/blogs/todd_rivers/archive/2008/5/8/greenspan-this-recession-is-mild.aspxReal EstateMarket Conditions