240Enclave at Country Lakes Blogshttp://homes.point2.com/Blog/US/Illinois/DuPage-County/Naperville/Enclave-at-Country-Lakes.aspxhttp://homes.point2.com/Images/Icons/807AAA359696B2CCC21BE5A099399412.jpghttp://homes.point2.com/2009-10-21T09:05:00-06:00Baseball caps can get bent in the washing machine but hold their shape in the dishwasher, especially inside a contraption like the Ball Cap Washer Don’t wash them with dishes; food can get trapped in the cloth. Action figures and other small toys ...http://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2009/10/21/you-can-put-these-in-the-dishwasher.aspx2009-10-21T09:05:00-06:00Richard Chimniakhttp://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2009/10/21/you-can-put-these-in-the-dishwasher.aspxTechnologyBuyer InformationSeller InformationCommunity InformationOakhursttricksHome trendstipstraps1. Overpersonalize your space - collections of dolls, beer cans, posters, toys, pictures etc ? Remove the clutter and organize. 2. Let your pets run during showings - although the dog is cute and harmless, this can intimidate buyers. Put Tinkerbell in ...http://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2009/7/23/how-to-turn-off-buyers-when-selling.aspx2009-07-23T10:24:00-06:00Richard Chimniakhttp://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2009/7/23/how-to-turn-off-buyers-when-selling.aspxReal EstateMarket ConditionsEventsSeller InformationWest Chicago Suburban Real EstateAurora IL Home BuyingAurora IL Home SellingtricksHome trendstipstrapsIllinoisStimulus bill includes boosts for housing. The American Recovery and Reinvestment Act of 2009 (H.R. 1) increases the first-time homebuyer tax credit to $8,000 and eliminates the repayment requirement for buyers who purchase a home between Jan. 1, 2009 ...http://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2009/2/18/stimulus-bill-and-distressed-properties.aspx2009-02-18T15:09:00-06:00Richard Chimniakhttp://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2009/2/18/stimulus-bill-and-distressed-properties.aspxReal EstateMarket ConditionsAnnouncementsEventsIndustryFinancesBuyer InformationSeller InformationCommunity InformationWest Chicago Suburban Real EstateAurora IL Home BuyingAurora IL Home SellingIllinoisForeclosed properties often represent a great way to get a fantastic deal on a house. However, these properties often become less attractive when you scrutinize them closely. The damage sustained by these homes is apparent when you see the holes in the ...http://www.henryr.com/blogs/short_sales__foreclosures/archive/2009/1/27/How-To-Buy-Foreclosed-Homes.aspx2009-01-27T11:20:00-06:00Henry Riverahttp://www.henryr.com/blogs/short_sales__foreclosures/archive/2009/1/27/How-To-Buy-Foreclosed-Homes.aspxforeclosureshome dealsFHAbuying housefirst-time buyerbuying a houserehab homebuying a homehomebuyerrehabFHA loanhome purchaserehab houseThe press in general shows that the housing market is in the tank. “… no one is buying, prices are diving, foreclosures are high, …” It really amazes me at how much fear the press spreads to the general public. Maybe is their ...http://www.henryr.com/blogs/homebuyers/archive/2008/11/19/is-it-really-a-good-time-to-buy-a-home.aspx2008-11-19T16:34:00-06:00Henry Riverahttp://www.henryr.com/blogs/homebuyers/archive/2008/11/19/is-it-really-a-good-time-to-buy-a-home.aspxfirst-time buyerhome buyhomebuyersbuying a homehome purchaseIt is pretty amazing how many open houses are still held these days despite the overwhelming data indicating how ineffective they are. Just examine the statistics from the N ational A ssociation of R ealtors (NAR). The NAR publishes yearly statistics to ...http://www.henryr.com/blogs/openhouses/archive/2008/8/6/Open-Houses-_2D00_-Are-They-Worth-It-_2800_Sellers-Beware_29003F00_.aspx2008-08-06T13:45:00-06:00Henry Riverahttp://www.henryr.com/blogs/openhouses/archive/2008/8/6/Open-Houses-_2D00_-Are-They-Worth-It-_2800_Sellers-Beware_29003F00_.aspxSelling homesListing homesMarketing homesOpen houseI hear from a lot of people (even professionals) that negotiating a short sale with your lender would prevent a negative entry in your credit report. Is it true? The short answer is No. So, where are these rumors coming from ? In my opinion, they stem ...http://www.henryr.com/blogs/short_sales__foreclosures/archive/2008/7/28/what-is-the-impact-of-a-short-sale-on-my-credit-report.aspx2008-07-28T18:10:00-06:00Henry Riverahttp://www.henryr.com/blogs/short_sales__foreclosures/archive/2008/7/28/what-is-the-impact-of-a-short-sale-on-my-credit-report.aspxforeclosuresshort salesselling shortcredit scoreThe overwhelming number of homeowners experiencing difficulty in making mortgage payments has caught the financial industry unprepared. Initially, lenders were unwilling to restructure loans with homeowners. But as the number of foreclosure climbed, lenders ...http://www.henryr.com/blogs/short_sales__foreclosures/archive/2008/7/24/are-lenders-willing-to-do-a-short-sale.aspx2008-07-24T18:33:00-06:00Henry Riverahttp://www.henryr.com/blogs/short_sales__foreclosures/archive/2008/7/24/are-lenders-willing-to-do-a-short-sale.aspxforeclosuresshort salesselling shortFrom a homeowner viewpoint, a short sale is a transaction in which the lender is willing to accept a payoff of less than the balance due on the mortgage loan and consequently avoiding the lender foreclose on the property. The lender is basically allowing ...http://www.henryr.com/blogs/short_sales__foreclosures/archive/2008/7/24/what-is-a-short-sale.aspx2008-07-24T10:22:00-06:00Henry Riverahttp://www.henryr.com/blogs/short_sales__foreclosures/archive/2008/7/24/what-is-a-short-sale.aspxforeclosuresshort salesselling shortCFL's (Compact Fluorescent Light Bulbs) are energy efficent and environmentally friendly. They are the wave of the future. CFL's use 75% less electricity and last up to 10 times longer. Most average about 10,000 hours. If each home replaced just ...http://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2008/4/10/shedding-light-on-bulbs.aspx2008-04-10T14:09:00-06:00Richard Chimniakhttp://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2008/4/10/shedding-light-on-bulbs.aspxTechnologytricksHome trendstipstrapsCURRENT MORTGAGE REFOCUSING - FEB 2008 · During the refinance boom, lenders would get back to you whenever · Bust of the sub-prime market has eliminated a good percentage of buyers 40-50% · Traditional buyers with good credit (>720), ...http://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2008/2/8/what-lenders-are-looking-for-in-a-borrower.aspx2008-02-08T14:01:00-06:00Richard Chimniakhttp://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2008/2/8/what-lenders-are-looking-for-in-a-borrower.aspxReal EstateMarket ConditionsAnnouncementsEventsIndustryFinancesBuyer InformationCommunity InformationHomes for SaleAurora IL Home BuyingtricksHome trendstipstraps1. Patience Patience is one of the most important traits when it comes to saving money. This means waiting until the first wave of product hype has passed, keeping a car for an extra few years before getting another one and waiting until something you ...http://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2008/2/8/ten-traits-that-make-you-rich.aspx2008-02-08T13:45:00-06:00Richard Chimniakhttp://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2008/2/8/ten-traits-that-make-you-rich.aspxAnnouncementsEventsFinancesBuyer InformationSeller InformationCommunity InformationtrickstipstrapsMaking Diamonds Shine at Harry Winston The world-famous store typically relies on a professional ultrasonic cleaning machine, says Vice Chairman Peter Schneirla. Instead, you can try this homemade solution that the store also uses: In a bowl, mix two parts ...http://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2007/4/1/goods-spring-cleaning-tips.aspx2007-04-01T20:11:00-06:00Richard Chimniakhttp://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2007/4/1/goods-spring-cleaning-tips.aspxAnnouncementsCommunity InformationtricksHome trendstipstraps7 Ways to Get Rid of Pet Odors When a house you’re trying to sell smells like a pet, there are some tactics that can improve the odor situation. Don Aslett, owner of Varsity Contractors, one of the country's largest cleaning companies, offers ...http://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2007/3/27/7-ways-to-get-rid-of-pet-oders.aspx2007-03-27T16:05:00-06:00Richard Chimniakhttp://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2007/3/27/7-ways-to-get-rid-of-pet-oders.aspxPut your car keys beside your bed at night. If you hear a noise outside your home or someone trying to get in your house, just press the panic button for your car. The alarm will be set off, and the horn will continue to sound until either you turn it ...http://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2007/2/23/crime-prevention-tips-neighborhood-watch-program.aspx2007-02-23T10:07:00-06:00Richard Chimniakhttp://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2007/2/23/crime-prevention-tips-neighborhood-watch-program.aspxCommunity InformationAccording to the 2006 NAR (National Association of Realtors) Profile of Home Buyers and Sellers, 83% of sellers use full-service brokerage, 9% use limited-service brokerage and 8% use minimal-service such as simply listing the property on the MLS. Consumer ...http://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2007/2/22/full-service-brokerage.aspx2007-02-22T13:05:00-06:00Richard Chimniakhttp://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2007/2/22/full-service-brokerage.aspxReal EstateIndustryBuyer InformationSeller InformationChicago MLS LIstingsWest Chicago Suburban Real EstateHomes for SaleAurora IL Home BuyingAurora IL Home SellingtipsMany practitoners in real estate including title companies, lenders, sellers and buyers that reuse old surveys without consent of the original surveyor violate copyrights of the survey. Surveys are signed and often sealed with a date and the surveyor discloures ...http://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2007/2/22/why-to-get-a-new-survey.aspx2007-02-22T12:48:00-06:00Richard Chimniakhttp://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2007/2/22/why-to-get-a-new-survey.aspxSome of the best anti-inflammatory spices and herbs include cloves, ginger, parsley, tumeric, cinnamon and basil. We need to reeducate our palate to learn to appreciate the wonders of these foods! 12 core prinicpals to eating for fat resistance: Choose ...http://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2007/2/1/healthful-food-options-for-fat-resistance.aspx2007-02-01T10:11:00-06:00Richard Chimniakhttp://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2007/2/1/healthful-food-options-for-fat-resistance.aspx1. LAMPS - Replace all your lamps with compact fluorescent bulbs (ENERGY SAVINGS of two-thirds) 2. BATHROOM - Turn off tap/faucet when brushing your teeth ( SAVINGS 10 gallons a day per person, Family of four equals 14,400 gallons per year) 3. HOME OFFICE ...http://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2007/1/19/living-green-in-your-home.aspx2007-01-19T07:43:00-06:00Richard Chimniakhttp://richardchimniak.point2agent.com/blogs/richard_chimniak/archive/2007/1/19/living-green-in-your-home.aspxFinancesCommunity Information