Governor Jan Brewer recently signed HB 2008, which repeals SB 1271 and the changes to the anti-deficiency statute that were set to take effect at the end of this month. This is good news for Arizona Homeowners, especially those with negative equity who ...
[Read More] For all those apartment dwellers, roommate haters and those who just haven't been able to cut the cord, NOW is the time! But time is running out . . . in fact, there about four weeks left to find a home, make an offer and have it accepted in order ...
[Read More] As a REALTOR ® specializing in short sale negotiations, some of the most common questions I’m asked by clients considering a short sale include “Will I have to pay back the difference?” and “Can the bank come after me later?” ...
[Read More] To further provide better service to all my long time clients as well as new clients, I have just been certified as an REO Specialist. What is an REO Specialist? REO stands for Real Estate Owned properties - owned by lending insititutions. My certifcation ...
[Read More] As a REALTOR® specializing in negotiating short sales for homeowners who owe more than their property is worth in today’s market, I am often asked if loan modification is an option. The answer in short, is YES , albeit with a few caveats. Negotiating ...
[Read More] The Obama administration recently unveiled updates to the Making Home Affordable program to make it easier for home owners who owe more than the current market value of their homes to sell those properties at a loss via short sale and have the remaining ...
[Read More] A recent article on TheDailyBeast.com reported that Kathleen Fuld, wife of the former CEO of the now defunct Lehman Brothers, was seen exiting the Manhattan luxury purveyor Hermès with her goods in a plain white bag instead of a signature orange ...
[Read More] Given the dramatic changes in property values over the past few years, you may be wondering if your property tax rate is fair or accurate. In Arizona, property taxes are based on the Assessed Value, which, for owner-occupied residential property, is ten ...
[Read More] When I moved to Arizona in 2001, I purchased my auto and homeowner’s insurance through American Family Insurance . . . and didn’t think about it again for seven years. You would think after being a customer for that long and insuring three ...
[Read More] If you didn't catch the Today Show yesterday morning, you might be interested in taking a look at this video . The Realtor featured makes some excellent points. She does say that it's not the "worst" time to sell and I'm not sure ...
[Read More] Dogs, cats are being left behind by owners to fend for themselves in a vacant home or yard, in a neighborhood or on the street if the house which was their home has been foreclosed or the owners evicted. Unfortunately, some owners have believed that someone ...
[Read More] The media bombard us daily with the numbers of homes which are in mortgage difficulties. Perhaps, you have wondered if you should get involved in purchasing such a property. The first thing you should realize is that the answer to that question depends ...
[Read More] It's great to see that finally the lawmakers in Arizona decided that 10,000 loan originators and front line employees of mortgage companies, brokers and lenders should be subject to screening, processing, licensing and accountability. The law will ...
[Read More] North Scottsdale has parks for family and individual recreation. It is a pleasure to live in a community which has been willing to spend the time and effort to preserve some land for resident enjoyment. Personally, I use the facilities at the Scottsdale ...
[Read More] Regardless of whether you are planning to sell your home now or sometime in the future, you can start making improvements now. Too often, people wait until they want to sell to do the improvements which they have always considered. Then as a realtor, I ...
[Read More] I just listed a home and property which caused me to stop and think. The home built in 2003 is a territorial "Western" ranch home on an acre plus in a Maricopa "county island." ( That means it belongs to the "county" and not ...
[Read More] The government and the lending industry are taking aim at “walk-away” home owners who stop making payments and months later send the house keys back to their lender. Such borrowers will not be able to get another mortgage through Fannie Mae ...
[Read More] Daily Real Estate News | May 16, 2008 Home Sales, Prices Seen Rising in Late '08 First, the good news: home sales have stabilized over the last seven months and should increase slightly in the second half of 2008, NAR Chief Economist Lawrence Yun told ...
[Read More] What is "predatory" lending? Predatory lending involves unfair and deceptive lending practices which have specifically targeted borrowers who could not qualify for conventional financing such as seniors with equity in their homes, minority consumers ...
[Read More] Prior to the "market frenzy," there were some established "guidelines" which helped potential buyers determine how much of a home they could afford. Because of the current problems which have evolved due to changes in the "basics" ...
[Read More] Are you IN or ON the market with your home for sale???? Wondering why you have a lack of activity or activity with no offers???? In the market we are in, the pricing of your home is crucial. If you are not priced right ( and that by the way is determined ...
[Read More] Despite the “housing bubble” horror stories promulgated by the mainstream “media” today, the market for Phoenix real estate is still expanding. Whether you’ve owned and/or you are an investor in luxury new homes, or you’re ...
[Read More] The overall housing market might be in bad shape, but at the very top luxury homes are still setting record prices by Prashant Gopal The housing market might be down, but that isn't stopping movie stars, hedge fund managers, and corporate titans from ...
[Read More] What are you waiting for? If you are a Buyer in the current market, there are amazing buys to be found! Everyone I know in the business wishes that they had "tons of cash" to spend. We see the bargains everyday. There are a plentiful choice of ...
[Read More] Beware of stretching the "truth" when purchasing a home. Not long ago if a buyer "stretched" the truth with a mortgage lender about income or assets, particularly if a "stated income" loan, as long as the mortgage payment ...
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