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Your dreams of luxurious living combined with breathtaking views and prime Rancho Mirage real estate location come to life at The Villas of Mirada in Rancho Mirage. The 46 semi custom residences in this prestigious community are located in the hills of ...[Read More]
Requiem for the San Diego Buyers Market The tide has turned. Are there still good buys available? Absolutely! But, it's a new ball game. I believe we will look back a year from today and see that late February/early March 2009 was when the San Diego ...[Read More]
The Basics: 2009 First-Time Home Buyer Tax Credit Bringing the Dream of Homeownership Within Reach As part of its plan to stimulate the U.S. housing market and address the economic challenges facing our nation, Congress has passed legislation that grants ...[Read More]
Mortgage lenders froze lending at the beginning of the mortgage crisis, they haven't made significant concessions in mortgage workouts, they use government money to decrease mortgage rates and now they require larger down payments, higher fico scores, ...[Read More]
I'm blessed to live in San Diego. Almost daily on my walks with Ta-Two (the Boxer) we pass guys on the ground doing more sit ups that I can imagine............. US Navy & USMC recruits at 7:00 am busting their butts, getting in shape, stretching ...[Read More]
I can't recall a better time for first time home buyers than we are experiencing right now. Interest rates at historical lows. Exceptional tax incentives, both State & Federal. Record inventory of homes for sale, many at prices not seen in almost ...[Read More]
If ANYONE requires an upfront payment to help you negotiate a mortgage default, STAY AWAY. These are fraud schemes. Only your lender can help and the feds are paying them to do so. Call your lender if you are running into problems. An exception - call ...[Read More]
First-time homebuyers in California can get up to $1500/month mortgage protection for loss of employment through their Realtor - Free!. Read more http://www.car.org/aboutus/hafmainpage/carhafmortgageprotection/[Read More]
Standard and Poors Case-Shiller Index of home prices shows the housing bubble inflation and deflation. We don't have an CS Index for this area, but I suspect a match could be Phoenix AZ, which is also a holiday and retirement area. I've overlayed ...[Read More]
As an Exclusive Buyers Broker in San Diego, that's a question I'm frequently asked. The honest answer is that we never know where the bottom was until we realize that we passed it about 6 months earlier. The two things I can tell you with absolute ...[Read More]
Realtors keep away from topics that may steer clients to or away from a given area for fear of running afoul of antidiscrimination laws. Buyers should take it upon themselves to investigate an area they are seriously considering. For example, Desert Hot ...[Read More]
Exclusive buyer's agents who dedicate themselves to representing buyers only, bring a special advantage to the home purchase process for first time home buyers. Buying a home today is a complicated process so the advocacy of an experienced, skilled ...[Read More]
Here is a breakdown of the number of sales of REO and non-REO in the Desert Area MLS. Note the vertical axis represents both number of sales and median price in accordance with the legend. The high number of REO sales and their low price dominates that ...[Read More]
1. Our population is small and spread out enough to maintain a small town atmosphere, but large enough to have world class amenities e.g. join the Bentley Club at Bighorn, shop on El Paseo 2. T here are about 150 golf courses in the Valley's approx. ...[Read More]
Sorry folks. it's soapbox time! Here in Southern California........... we get it. We recycle at every opportunity. Every time we purchase a can or bottle or plastic water bottle, we are hit with a "Recycle fee." At least government would ...[Read More]
Mortgage rates at a record low, new home buyer incentives and mortgage default assistance packages, and a recovering stock market . These are confidence builders. There are negative influences too that need to be considered. Take increasing unemployment ...[Read More]
Don't feel like you're the only one... lenders are brutal these days! Don't be surprised if your friendly lender, the one who invites you to sit down and apply for a mortgage, ushers you politely out the door empty-handed after you've chatted ...[Read More]
I just posted a V A loan primer on the home page of my web site. Many active & former service men and women are not sure what a V A loan can do for them. Hopefully this primer will be a good starting point. In San Diego, many of our Military families ...[Read More]
Under the heading of amazing....in less than a year FACEBOOK has gone from a toy for the MUCH younger set to a heavy duty networking tool for "mature Adults"...(see how polite i am!) In the past 60 days, I have connected with a number of people, ...[Read More]
Lowest priced detached pool home in Desert Princess CC! Vaulted ceilings in this lovely Tommy Bahama style 2 bedroom, plus small office, open floor plan. Custom tiled floors with accents, and fireplace make this home warm and inviting. Built-ins in Master ...[Read More]
An amazing number of Southern California Real Estate professionals have never written an offer with FHA financing. The reason was simple: When home prices started to escalate, the FHA loan limits did not follow suit. That has all changed now and suddenly ...[Read More]
Rarely a day goes by that I'm not asked about short sales. It can be a good last resort for sellers as a Short Sale is typically shown on their credit report as a "satisfied debt" which causes their credit score to drop less than in a foreclosure. ...[Read More]
Our Real Estate market continues to offer outstanding opportunities for home ownership! Prices are down. Interest rates are down. Loan limits for both FHA & VA have been increased, extending the opportunity for many first time home buyers to enter ...[Read More]
Im sure have probably heard about the recent additional spending plan from Washington of over 275 Billion Dollars directed toward assisting home owners to possibly stay in their homes. In an attempt to understand and find clarity in all of this fog we ...[Read More]
The beautiful city of La Quinta, CA has now been ranked the 11th highest city in California for million dollar homes sales . Data Quick recently named these 25 cities. In the year 2007 there were 307 million dollar home sales compared to 207 back in 2008. ...[Read More]
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