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The federal tax credit for home buyers was signed into law by President Obama Friday, Nov. 6. The tax credit, which was set to expire Nov. 30, has been extended through April 30, 2010 with a 60-day extension if a binding contract is in place prior to deadline. ...[Read More]
Me & Z's is a fabulous, fresh Mexican restaurant with a clean, inviting atmosphere and a nice outdoor deck. Your meal begins with homemade chips and salsa and, to our surprise, a cup of delicious soup. A different type of soup is served each day. ...[Read More]
On Friday HUD announced that FHA approved lenders can develop bridge loans for 1st time home buyers to use the $8,000 tax credit for closing costs, buying down the interest rate or putting down more than the required 3.5% down payment. It can not be used ...[Read More]
Here are some good spring maintenance ideas! Clean showerheads and faucet aerators. Clean and seal tile grout. Clean the clothes dryer exhaust duct and space under the dryer. This prevents lint from accumulating and reduces the risk of fire. Inspect washing ...[Read More]
When talking with sellers we find that many are hopeful that prices will go back up but it’s highly unlikely. What happened in the past was the perfect storm for a housing bubble that will likely never happen again in our lifetime. Here are a number ...[Read More]
If buying a foreclosure property appeals to you because of the low price but you don't have the money to fix it up to move into it, consider the FHA Streamlined 203K loan. The loan allows you to finance improvements/upgrades up to $35,000 into the ...[Read More]
This program is offered by the California Association of REALTORS Housing Affordability Fund (CARHAF) to help build confidence in the purchase of a home and to reduce the fear of foreclosure due to job loss or accidental death or disability. The program ...[Read More]
If a person feels they could benefit from the new Make Home Affordable Plan to modify their loan, here is a list of items they will need: * Information about your first mortgage, such as your monthly mortgage statement. * Information about any second mortgage ...[Read More]
This information is from the FTC: The FTC is warning consumers that they could get stung by an economic stimulus scam. The scams come in different forms. Right now, on the Web and in e-mail, scammers are telling consumers they can help them qualify for ...[Read More]
We can help you or someone you know avoid foreclosure, particularly if the loan cannot be modified or refinanced because values have gone down too much. As Certified Distressed Property Experts , we can give you the expertise necessary to save your credit, ...[Read More]
As part of the American Recovery and Reinvestment Act of 2009, the first time homebuyer tax credit has been enhanced. The 2008 plan offered a first time homebuyer up to $7,500 tax credit which actually had to be repaid, interest free, in $500 installments ...[Read More]
The "Making Home Affordable" plan has 2 primary goals: 1. To help homeowners in existing Fannie Mae or Freddie Mac loans that are current on their mortgage payments to refinance and take advantage of today’s lower interest rates. Many of ...[Read More]
We just sold our listing on Vista Pacifica in Pismo Beach and it sold in under 2 weeks! It was a nice twinhome with great views and priced at $459,900. The sellers were realistic and priced the home right in order to sell and had a good response. They ...[Read More]
Today all buyers, it seems, are looking for "a bargain." "A deal." "A steal." We hear it over and over. A seller today needs to price his/her home to be the best priced home in it's range or neighborhood. If it's priced ...[Read More]
$7500 First Time Homebuyer Tax Credit In our quest to continue to provide excellence to you, please find below the key points of the First Time Homebuyer Tax Credit that became law through the H.R. 3221 Housing and Economic Recovery Act of 2008. If this ...[Read More]
California Association of Realtors created this new video to educate consumers about the importance of Fannie Mae and Freddie Mac and how the Government Sponsored Enterprises operate in the market. In this video, C.A.R.'s executive vice-president, ...[Read More]
Have you thought you would like to buy an investment property but don't have the money to put down? Do you have a retirement account but are not satisfied with your options and/or how well your investments are doing? The good news is that you can buy ...[Read More]
In today's market it is extremely important to have your home show well. We're in a price war and a beauty contest! If your home has outdated tile colors or worn bathtubs, shower stalls or sinks, there is an inexpensive method to change tile colors ...[Read More]
An article in the Tribune came out this past Saturday giving information on the housing market in San Luis Obispo County stating the monthly median price for new and resale homes dropped 14% from last year. The median price is now $455,000 down from last ...[Read More]
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