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On Friday HUD announced that FHA approved lenders can develop bridge loans for 1st time home buyers to use the $8,000 tax credit for closing costs, buying down the interest rate or putting down more than the required 3.5% down payment. It can not be used ...[Read More]
Here are some good spring maintenance ideas! Clean showerheads and faucet aerators. Clean and seal tile grout. Clean the clothes dryer exhaust duct and space under the dryer. This prevents lint from accumulating and reduces the risk of fire. Inspect washing ...[Read More]
When talking with sellers we find that many are hopeful that prices will go back up but it’s highly unlikely. What happened in the past was the perfect storm for a housing bubble that will likely never happen again in our lifetime. Here are a number ...[Read More]
If buying a foreclosure property appeals to you because of the low price but you don't have the money to fix it up to move into it, consider the FHA Streamlined 203K loan. The loan allows you to finance improvements/upgrades up to $35,000 into the ...[Read More]
The fact that the Green movement started back in the sixties and seventies is no surprise to me. When I was growing up, my grandma used to save the water from washing rice and produce to water her gardens. She was practicing a combination of the "green" ...[Read More]
This program is offered by the California Association of REALTORS Housing Affordability Fund (CARHAF) to help build confidence in the purchase of a home and to reduce the fear of foreclosure due to job loss or accidental death or disability. The program ...[Read More]
How about just being debt free? Or even being completely debt free except for your monthly house payment? There are lots of people talking about this these days. It IS possible with a lots of hard work, peanut butter and jelly sandwiches and netflix instead ...[Read More]
If a person feels they could benefit from the new Make Home Affordable Plan to modify their loan, here is a list of items they will need: * Information about your first mortgage, such as your monthly mortgage statement. * Information about any second mortgage ...[Read More]
This information is from the FTC: The FTC is warning consumers that they could get stung by an economic stimulus scam. The scams come in different forms. Right now, on the Web and in e-mail, scammers are telling consumers they can help them qualify for ...[Read More]
We can help you or someone you know avoid foreclosure, particularly if the loan cannot be modified or refinanced because values have gone down too much. As Certified Distressed Property Experts , we can give you the expertise necessary to save your credit, ...[Read More]
As part of the American Recovery and Reinvestment Act of 2009, the first time homebuyer tax credit has been enhanced. The 2008 plan offered a first time homebuyer up to $7,500 tax credit which actually had to be repaid, interest free, in $500 installments ...[Read More]
The "Making Home Affordable" plan has 2 primary goals: 1. To help homeowners in existing Fannie Mae or Freddie Mac loans that are current on their mortgage payments to refinance and take advantage of today’s lower interest rates. Many of ...[Read More]
We just sold our listing on Vista Pacifica in Pismo Beach and it sold in under 2 weeks! It was a nice twinhome with great views and priced at $459,900. The sellers were realistic and priced the home right in order to sell and had a good response. They ...[Read More]
A “short sale” is simply a real estate transaction wherein the lender is “shorted” what is owed to them. When does a lender agree to a loan payoff when they are not receiving the full amount back that is due to them? Only when they ...[Read More]
This time last year, our local market had 16 months of inventory. That means that if no new listings were added to our market, it would take 16 months for all of those homes to be sold. Today, we have 8 months of inventory. That is a very good sign! In ...[Read More]
Welcome to 2009! Wow! It usually turns pretty cold around here this time of year. Sometimes blue skies and cold and sometimes gray and cold. But no matter the weather, I have always found this to be the very BEST time of year for a buyer to purchase a ...[Read More]
Perhaps you have recently heard in the local news around Paso Robles, that the Police Departments annual Santa Claus neighborhood visits have been suspended because of funding. In other words, there is no money during these difficult financial times for ...[Read More]
Hi, I just received this email from a great local lender I know. So much of what he has to say, I try to relay to my clients, so I thought I'd just let you read his email for yourself. Great information for the current lending environment. Hi Liz. ...[Read More]
Our website, www.TheSteinbeckTeam.com , is your comprehensive information resource for real estate in cities and communities of Paso Robles , Templeton , Atascadero , Creston , Shandon , San Miguel and rural areas of Northern San Luis Obispo County . SEARCH ...[Read More]
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