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It is pretty amazing how many open houses are still held these days despite the overwhelming data indicating how ineffective they are. Just examine the statistics from the N ational A ssociation of R ealtors (NAR). The NAR publishes yearly statistics to ...[Read More]
I hear from a lot of people (even professionals) that negotiating a short sale with your lender would prevent a negative entry in your credit report. Is it true? The short answer is No. So, where are these rumors coming from ? In my opinion, they stem ...[Read More]
The overwhelming number of homeowners experiencing difficulty in making mortgage payments has caught the financial industry unprepared. Initially, lenders were unwilling to restructure loans with homeowners. But as the number of foreclosure climbed, lenders ...[Read More]
From a homeowner viewpoint, a short sale is a transaction in which the lender is willing to accept a payoff of less than the balance due on the mortgage loan and consequently avoiding the lender foreclose on the property. The lender is basically allowing ...[Read More]
Will 2008 be the new 2005? Is 2008 going to be the new 2005? Is it going to go down in history as the year that everybody wished they had a bought a home, just as 2005 went down as the year everyone wished they had sold their home? Unfortunately it is ...[Read More]