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First provide a solid explanation of as to how, you have landed yourself in hardship. For example, how your financial condition is right now compared to when you first obtained the mortgage. Mention as to what you have been trying to do, to make ends meet ...[Read More]
I have not been to any Casino in about 8 years, so we went last night. My broker treated me and my husband to a room and dinner - nice guy. Then we proceeded to win a couple of hundred dollars and lose a couple hundred dollars. I think it still was a cheap ...[Read More]
Check out my new tab Credit Advice to see the easiest ways to maintain and improve your credit score. This is always a good idea when starting to think about any large purchase. Mortgage rates and the Mortgage Insurance Premiums are based on your credit ...[Read More]
I spent the morning previewing homes today in Minneapolis and Brooklyn Park. With the evenings getting dark so early there really are not enough daylight hours for my clients to see homes after work most evenings. Keeping this in mind I try to eliminate ...[Read More]
A Sherrif's Sale is the procedure that starts the foreclosure process. Typically a first position mortgage holder will be the only bid at the Sherrif's Sale as this is how they secure their interest in the property. Sometimes they foresee a loss ...[Read More]
I would love to hear from any one who purchased a first time home this year. I have been reading several different options to the $8000 tax credit and some of them really make more sense. But I would love to hear from the buyer's and not other Realtors. ...[Read More]
I am sitting here at an Open House at my listing on 40 of the most beautiful acres you could ever find. I can actually hear the leaves, wind and an chicken or two. Not the sound of traffic or neighbors. This farm sits right on the Sherburne/Benton County ...[Read More]
In today's weekly update from MARR the came the following quote "Foreclosures are being sold roughly three times more frequently than short sales, thus the inventory of available foreclosures is dropping more quickly than short sales." I ...[Read More]
2352 Montana Ave E, Maplewood - We invite everyone to visit our open house at 2352 Montana Ave E on October 10 from 12:00 PM to 2:00 PM . Property information[Read More]
I learned something this week - a Power of Attorney used when a buyer or seller is unable to attend their own closing cannot sign a Bill of Sale for personal property. The Power of Attorney form states it is only for "real property" meaning the ...[Read More]
It is always a good feeling to close one of my short sale listings. We work very hard to put all the elements together for a successful closing. The hours of negotiation, title work, praying the buyer is still there at closing, congratulating the seller ...[Read More]
HomeSteps ® 2009 Nationwide SmartBuy Purchase Program Promotion Dates: Initial offers received July 17, 2009 - October 30, 2009, with escrow closed by December 31, 2009. This is a Freddie Mac promotion that includes in the sales price 3.5% towards ...[Read More]
I just added a new page to my website - Lynn's Preferred Vendors. Check it out, these are all professionals I have used both personally and with my business. If you have a wonderful Vendor you would like me to add please let me know. I just ask that ...[Read More]
6785 East Shadow Lake Drive, Lino Lakes - We invite everyone to visit our open house on September 20 from 1:00 AM to 3:00 AM . Property information[Read More]
I am new to the Facebook Community and it is really very interesting. I have been surprised to see how many old friends, family and clients are using Facebook on a regular basis. I have never instant messaged so the first message that popped up on my screen ...[Read More]
When I meet with sellers who are considering a short sale knowing the consequences of this decision. Back in December of 2007 a window of time was opened for distressed sellers to help eliminate some of the uncertainity - H.R. 3648 became Public Law on ...[Read More]
Short sale offers are viewed differently than a traditional sale. They need to make it thru a few different levels of approvals - the negotiators and the investors. While most buyers and agents are more comfortable looking at the net offer a seller will ...[Read More]
I use Craigslist and I bet everyone else out there does too. But last evening I posted a riding lawn mower for a reasonable price and sold it to a cash buyer within 1 hour. It was crazy it was so quick. I also use Craigslist with my listings because even ...[Read More]
I believe as we get closer to the end of the Feds $8000. in tax credit for first time home buyers we are going to see an increase in multiple offers. As time runs out the short sales will no longer be an option for buyer's looking at the tax credit, ...[Read More]
I use Community Title and Escrow to help negotiate out my short sale listings. The title fees are an important part of the negotiations as the seller is asking the bank to pay all of the seller fees and possibly the buyer's fees. This just happed to ...[Read More]
Today was a hard day personally. We had to say good bye to our family cat Meow after almost 20 years. Sometimes it is really hard to be an adult and have to make the hard decisions. Tonight is a family night - thank you.[Read More]
Today my husband and I had a company come to our home to discuss the option of putting a wood boiler into our yard. These work with a heat exchanger that retro-fits into the existing furnace with a hot water flow from the wood boiler and still uses the ...[Read More]
This is a question I am asked daily by both buyer's and seller's. The average timeline for a short sale from the time an offer is submitted to the bank is 8-12 weeks. The bank will need time to do 1-2 BPOs, an Appraisal, collect the seller's ...[Read More]
Maplewood Open with Jimmy John's for Lunch - We invite everyone to visit our open house at 1283 Edgehill Court on July 21 from 11:00 AM to 1:00 PM . This home has been updated to include bamboo flooring, new carpet, new roof, new siding, new furnace... ...[Read More]
I called the city of Brooklyn Center today to verify when or if the city performs a point of sale inspection. They in fact do not have a point of sale inspection but they do have a vacant home registery, all homes on this registery have a safety inspection ...[Read More]
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