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The prevailing interest rate is often referred to as the "cost of money." Or more simply put the amount that you have to pay to use someone else's money. Typically long tern money (30 year mortgages) is more expensive then short term (10 ...[Read More]
It is the middle of June most of the country is hitting record highs in temperature and we have snow. All week it has been switching between rain and snow. Many people are complaining that we dont have "summer" type weather. I am not complaining. ...[Read More]
ALCON, I am now in Kuwait. I am not sure if I will be on the computer too much until we get back to Bragg. It is too much a pain in the ass. Can't wait to get home though. We are sooooo close. Today is the 3rd... so in like 11 days! YAY! I am excited! ...[Read More]
Hey all!! Almost out of here! Should be in St. Louis by the 14th of June! YAY! I am wicked excited! I have been working wicked hard to get us out of here. I am not sure how well I did, but I tried. Remind me to never again take on supply! This has been ...[Read More]
After four weeks in an upward trajectory, Freddie Mac reports that long-term mortgage rates are falling again. The average interest on a 30-year fixed loan settled at 5.98 percent this week, down 0.03 percent from the prior week. Rates on 15-year fixed ...[Read More]
We have been having some strange weather the past few days. Last weekend it was close to 90 and was iit n the 80's Monday and Tuesday. Today's high is to be in the 50's. The unseasonally warm weather is nice, but it rapidly melts the snow pack. ...[Read More]
Hey all. D-day is drawing nearer. I can't wait! Our replacements are here and setting in just fine which means we should still be on schedule to get back. I can't wait! The last month has been wicked crazy busy! But it is almost over so that is ...[Read More]
Freddie Mac Chief Economist Frank Nothaft says the housing slump, along with rising mortgage delinquencies and foreclosures, has taken a toll on homeownership rates and prevented significant movement in mortgage rates during the week ended May 8. The 30-year ...[Read More]
Hey all! How is everyone! Not much new. I thought that I would throw out an email while I still had internet. Nothing has changed... still looks like I should be home in the 2nd week in June-ish. I am really looking forward to a big steak and a cold beer! ...[Read More]
Hey all... It is about that time again. Sorry I haven't written in so long. We have communication blackouts. Just like last time, except we hadn't had one for a long time here. I apologize that it has been a while. Haven't been able to check ...[Read More]
As I read the article below I was a little disturbed at the lack of coordination in DC. It stinks and there is nobody that is clean in this situation. Read below and see for yourself. Bush Set to VETO Homebuilders Bill Article Originally published in the ...[Read More]
Are these admirable goals for an advertising campaign? Or, maybe a better question is, is the goal of an advertising campaign to change consumer behavior or to just focus it? Organizations such as MySpace and Facebook have truly changed the way we look ...[Read More]
Long-term mortgage rates saw little change over the past week, according to Freddie Mac. Interest on 30-year fixed loans came in at 6.06 percent, compared with 6.03 percent for the previous week. Other rates registered some movement, but not much, with ...[Read More]
This weekend was not only beautiful it was a furry of activity. There was the Spring Fair at the Fairgrounds, lots of yard work to do, and yeas even people looking at property. Not only did I show property to some buyers that I have been working with, ...[Read More]
Every time I turn on the TV I see the gloom and doom about our country. So we might be in a recession......So what?!?! There are opportunities around every corner. If you want to be engrossed by the negative of the situation then you will not be able to ...[Read More]
Fannie Mae has tightened standards for the home mortgages it guarantees or buys. The government-sponsored provider of home loan funding told lenders Monday it will require a minimum credit score of 580 for most loans it buys on an individual basis. Credit ...[Read More]
There are a number of excellent guides available for puchase at www.realtor.org . The NAR Guide to Home Buying and The NAR Guide to Home Selling, just to name a few. Just click on the Store tab at the top of the page.[Read More]
Well, yes spring is offically here, but last night we got a dusting of snow in the valley. Maybe an inch at the most. It has already melted. The good news is that they were calling for 6 - 8 inches in the mountains. The snow pack this winter has been great. ...[Read More]
In an effort to give my clients the best marketing service for their home I have stumbled upon the newest thing in home marketing. VIDEO TOURS. Rather than a panoramic still photo that we use as a virtual tour (View an Example Here) , this is like using ...[Read More]
I got to go on my first trip outside the gate yesterday. Myself and another IPLO/IPA (International Police Laison Officer recently changed to International Police Advisor), Little Jim (he is normal sized, but we have another Jim that is bis, so...). He ...[Read More]
Hello all! I am sorry that I have been a terrible emailer. I suck! Well good news! I should be back in STL no later than the 1st of June! Although that is not in time to get back into the June class of the academy :( But hopefully I will be back at it ...[Read More]
Freddie Mac says the 30-year fixed mortgage rate fell to 6.03 percent during the week ended March 6, from 6.24 percent the prior week. Interest on 15-year, fixed-rate mortgages also declined, falling to 5.47 percent from 5.72 percent over the same period. ...[Read More]
We did it. We moved yesterday to our new office on First Street in Hamilton. We are across from Kmart and right next to Subway. You know where I will be eating lunch Our new address is 1230 First Street, Hamilton, MT 59840. Our phone number is the same ...[Read More]