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Looking to sell your home. With the amount of competition in todays marketplace there is a more important than ever to make a succesful first impression. That first impression will make the difference between having showings and offers. SOME investors ...[Read More]
Forbes magazine recently named Charlotte among the top 10 best cities for home sellers. Forbes used a variety of resources to determine how the country’s 40 largest metro areas fared according to four factors- job growth, amount of new construction, ...[Read More]
The Capitol is abuzz with the news that there is movement on the housing front with a major relief plan moving forward. The major responses considered are 1) Upgrade the FHA Loan limits to new maximums after the current emergency limits expire on December ...[Read More]
Foreclosure 101 Foreclosures are hitting record numbers across the country. To assist homeowners, FrontDoor.com , a new real estate website powered by HGTV, is offering a foreclosure guide that provides much needed resources to successfully navigate and ...[Read More]
Remember those days when the interest rates were at such high rates the only way people could qualify for a loan was to get seller financing? They are back.... Well kind of.... Even though interest rates are low that has not stopped the lenders from tightening ...[Read More]
Recent census figures will show that Charlotte has the 6th fastest growing city in the United States. While some city's like Detroit are losing population as fast as the interstates can get them out of town others like Charlotte have seen significant ...[Read More]
Mecklenburg county was rated as the 10th fastest growing county in the nation and Union was rated as 7th by the census bureau. That may explain why I see more cars on the roads every day[Read More]
Even if you are not going to buy a home it may be enough with the total of a 1% rate drop this week to consider re-financing. So What are you waiting on?[Read More]
The stimulus bill helped Fannie, Freddie and HUD but they overlooked the loan program that originates 11,000 loans a month. Congressmen and Senators admit in the "Rush" to get some economic stimulus VA loans were accidentally overlooked and they ...[Read More]
40 year mortgages have a certain attraction to home buyers due to the lower payment from stretching out the payments those extra 120 payments may not save as much as you think. After you add the extra .25 to .375 percent increase in the interest rate causes ...[Read More]
Most people use the term synonymously however there are some major differences. A Pre-Qual is a conversation between you and the lender. they use the information you provide without checking to come up with a estimate of the amount of home you can afford. ...[Read More]
New rules being considered due to the lawsuit by NY attorney general will get Fannie and Freddie to change appraisal rules. In summary the changes being considered are 1) Loan brokers will not be able to pick the appraiser. 2) In-house appraisal companies ...[Read More]
Someone asked me an interesting question the other day. They wanted to know if they needed more than a 20% down payment. I know that the current economic conditions have people cautious but the facts are our oldest friends are still hard at work allowing ...[Read More]
Greensboro Transportation Needs Public Meetings The City of Greensboro is hosting a series of public meetings in March to receive feedback about the city's future transportation needs. During these meetings, City staff will provide information about ...[Read More]
Due to president Bushes enonomic reform package FHA loans limits have been increased to a minimum of $271,050 in NC. Certain areas like MEcklenburg county are now as high as $303,750. For a list of the loan limits in your county please refer to the website. ...[Read More]
Within Days HUD is submitting rules change proposals to give the public and real estate community a 60 day window to comment. On the table is Modify the Good Faith Estimate to better educate the consumer Limits on Settlement charges changes after the good ...[Read More]
An email i received the other day Subject: NMHC Week This coming week is National Mental Health Care week. You can do your part by remembering to contact at least one unstable person to show you care. Well . . . my job is done. Your turn[Read More]
A brief link to suggestions on how to manage your personal finances I stumbled across Do's and Dont's for Fending off Foreclosure Even after your lender sends a default letter, there are still ways to keep your house. There are also ways to make ...[Read More]
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