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In today's market, everyone wants a deal and there is no better place to look for a deal in Charleston today than the many foreclosures that are available. And I've noticed some really nice foreclosures recently coming on the market. Many of my ...[Read More]
In a phrase, you'll have ... more skin in the game. Borrowers have been flocking to FHA mortgages for the past several years as the best and only way to finance the purchase of a home. Low down payments and lower credit scores have allowed more people ...[Read More]
There is a lot of buzz that the Obama Administration has finally stepped in with a program to help reduce foreclosures. One focus of the Treasury Department is to help streamline short sales (which are never short in the time it takes and don't always ...[Read More]
I met my wife Polly shortly after her 40th birthday and she was of course, forty and fabulous. And while she is dreading turning 50 today, she is still fabulous. Happy Birthday, I love you. A picture of Polly with her mother just before her first birthday. ...[Read More]
As you noticed in the Charleston real estate market report on sales and inventory , home sales in the Charleston area have been very strong in the past few months. So what's up (or down) with home prices. The short answer, they are under pressure and ...[Read More]
If anyone doubted the controversial first time home buyers tax credit didn't have an impact on Charleston home sales, a look at today's report (and an early preview of November sales results) should confirm it. Home sales in October were up over ...[Read More]
Since today is the online world's version of black Friday, is anyone thinking about buying a home online today or are you just shopping at Amazon.com . Actually, it isn't as far fetched as you might think since one of my clients actually did buy ...[Read More]
Where did all the gurus and experts come from all of a sudden. Everywhere you turn, whether you are watching television or online, everyone seems to be an expert offering opinions on what to do and how to do it. But they aren't always right. I was ...[Read More]
Now you can search Charleston homes for sale on your iPhone . Download the app using code 4550. It's FREE and of course, no registration is required. Blackberry and Android app's are coming soon.[Read More]
A widely covered report by First American CoreLogic headlines that nearly 1 in 4 homeowners have negative equity in their home or in today's parlance, they are "underwater" on their mortgage. It's an important report because borrowers ...[Read More]
The days of all Charleston real estate agents having offices or cubbies at their real estate agencies is long gone. Sure, there are some agents who need the structure of an office environment and perhaps I'm lucky because for many years, I traveled ...[Read More]
It gets annoying to find your content on other websites that exist only to make money off of the efforts of others. One such example is illustrated below and my apologies but I had to shrink the page to fit it in the allowable space. Here is what you'll ...[Read More]
Despite the fact that The Donald did make his fortune in real estate, I'm not referring to Donald Trump's book, The Art of the Deal". Rather, in today's Charleston real estate market, it just seems that everyone is looking for a deal. ...[Read More]
A few weeks ago, I celebrated the 1000th post to the Charleston real estate blog and today is the 3 year blogiversary of the very first post . It's been fun and thanks for stopping by and reading. But of all days, technology sometimes fails because ...[Read More]
Recently, a new reader commented that when I used the term "short sale", he didn't understand what it meant and thought it was just real estate "jargon". There is a lot of talk about foreclosures, short sales and bank owned properties ...[Read More]
Mortgage rates for either conventional or FHA 30 year fixed rate loans are currently quoted below 5% but how long will rates stay this low. Dan Green at The Mortgage Reports talks about 2 trends in mortgage rates. First, based on historical data from Freddie ...[Read More]
Homeowner Associations are responsible for maintaining common areas of most neighborhoods and providing the amenities that many people enjoy. But not everyone is paying the HOA fee and that can cause problems. Since annual budgets are set up and fees are ...[Read More]
Jimmy commented yesterday about the problems at the FHA (Federal Housing Administration) and if that source of loans becomes unavailable, it could lead to another leg down in the housing market. After all, FHA loans have been a main source of mortgage ...[Read More]
... but don't expect to steal a home. There are some very good deals right now in the Charleston real estate market. Inventory remains high and there are lots of good choices for home buyers. You know it's a buyers market when the first thing that ...[Read More]
Thank you to all the men and women who have served and are serving our country today. Raising the Flag on Iwo Jima by Joe Rosenthal, The Associated Press[Read More]
We all know that almost everyone begins searching for homes for sale on the Internet and the most common complaint by potential buyers is that they would like to see more pictures. And while this may be a nice home, no one is going to know that from these ...[Read More]
When you think about it, it makes sense that in the months with less sales activity, homes will sell for less. In the chart below, you'll notice that homes closing during November, December and February sold for less on average than any other months ...[Read More]
... made a big difference in the Charleston real estate market and while it was controversial to both expand and extend the home buyer tax credit or even have it in the first place, the home buyer tax credit will continue to be positive for the market ...[Read More]
The most important thing when selling your home in today's Charleston real estate market is to make it available for buyers to view. There are too many available homes for sale for buyers to choose from that a home that is difficult to view will sell ...[Read More]
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